If you live in Tamarac and your paycheck is being garnished by the IRS, you’re not alone—and you’re not powerless.
IRS wage garnishment is one of the most aggressive collection tools the IRS uses, but you still have options to stop it and take back control of your finances.
At Polaris Tax & Accounting, we help Tamarac residents respond quickly, negotiate payment solutions, and even settle tax debt for less than owed—before more of your hard-earned income is taken.
What Is IRS Wage Garnishment?
IRS wage garnishment (also known as a wage levy) is when the IRS legally requires your employer to withhold a portion of your paycheck and send it directly to them. This happens after a series of IRS notices go unanswered, including:
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CP14 – Initial balance due
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CP504 – Final Notice of Intent to Levy State Refund
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LT11 or Letter 1058 – Final Notice of Intent to Levy and Right to a Hearing
If no action is taken, the IRS notifies your employer and starts taking a significant portion of your pay.
How Much Can the IRS Garnish?
The IRS doesn’t garnish based on a percentage—it uses Publication 1494 to determine how much of your wages are exempt, based on:
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Your filing status
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Number of dependents
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Pay frequency
Anything above the exempt amount is seized. In many cases, this leaves taxpayers with barely enough to cover rent or groceries.
How to Stop IRS Wage Garnishment in Tamarac
1. Set Up a Payment Plan (Installment Agreement)
Negotiating a monthly payment plan with the IRS usually results in the garnishment being lifted once accepted.
2. Claim Financial Hardship – Currently Not Collectible (CNC)
If the garnishment is causing economic hardship, Polaris can help request CNC status. This pauses all collections, including garnishment.
3. Submit an Offer in Compromise
You may qualify to settle your tax debt for less than you owe, and once the IRS begins reviewing your offer, they often stop collection activity.
4. Request a Garnishment Release
Even after garnishment begins, the IRS may release it if you show it’s causing serious hardship. We’ll help you document your situation and make the request correctly.
5. File a Collection Due Process Appeal (if still within the 30-day window)
If the IRS recently sent a Final Notice of Intent to Levy, you might still be eligible to file an appeal that stops the garnishment immediately.
Why Hiring a Tamarac Tax Expert Matters
Trying to resolve garnishment by calling the IRS yourself can lead to:
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Long hold times
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Missed negotiation opportunities
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Agreements that are too aggressive for your actual budget
Polaris Tax & Accounting represents you directly with the IRS. We evaluate your financials, pull your IRS transcripts, and negotiate from a position of strength.
What Happens If You Do Nothing?
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The IRS will keep garnishing your wages until the debt is paid in full or you reach the collection statute expiration (typically 10 years).
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You’ll continue to accrue penalties and interest.
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They may escalate to levying bank accounts or filing tax liens.
Serving Tamarac and Surrounding Areas
Our office is based in South Florida and we serve clients throughout Tamarac, Sunrise, Coral Springs, Lauderhill, and greater Broward County.
📍 Polaris Tax & Accounting
150 S Pine Island Rd, Suite 300, Plantation, FL 33324
📅 Schedule a Confidential Consultation Now
Stop IRS Garnishment Fast — We Can Help
Don’t wait for the next paycheck to shrink even further. The IRS has the upper hand—until you take action.
Let Polaris step in and stop the garnishment, negotiate a better solution, and help you move forward.