If the IRS has started garnishing your wages, you already know how stressful and humiliating it can be. Your paycheck is suddenly smaller, your bills are harder to pay, and your financial future feels completely out of your control. The good news? You can stop IRS wage garnishment. But time is of the essence, and the steps you take next could make all the difference.

This guide from Polaris Tax & Accounting breaks down what wage garnishment is, how to stop it fast, and why working with a local expert in Plantation can protect your paycheck and give you real peace of mind.

What Is IRS Wage Garnishment?

Wage garnishment is one of the most aggressive tools in the IRS’s collection arsenal. When you ignore IRS notices or fail to resolve a back tax balance, the IRS can issue a wage levy to your employer. This legally forces your employer to withhold a portion of your wages and send it directly to the IRS.

They don’t need a court order. And once a garnishment starts, it doesn’t stop until:

  • The tax is paid in full
  • A resolution is reached (payment plan, hardship status, settlement)
  • You prove it’s causing undue hardship

You’ll typically receive a Final Notice of Intent to Levy (Letter 1058) before garnishment starts. If you’ve received this letter, your paycheck is next.

How Much Can the IRS Garnish?

The IRS calculates your “exempt income” based on your filing status and number of dependents. Anything above that amount? They can take it.

For example, if you’re single with no dependents and earn $1,000 per week, the IRS might take $400 or more depending on the situation. The longer it continues, the worse it gets.

How to Stop Wage Garnishment Fast

At Polaris, we’ve helped dozens of taxpayers in Plantation and surrounding areas stop garnishments in a matter of days. Here are the most effective ways to stop the IRS from taking your paycheck:

1. File Missing Returns
The IRS often garnishes wages when you haven’t filed. Get all missing returns filed immediately.

2. Set Up a Payment Plan (Installment Agreement)
A streamlined payment plan can stop garnishment once it’s accepted.

3. Apply for Currently Not Collectible (CNC) Status
If you’re in true financial hardship, the IRS may agree to temporarily stop collections.

4. Submit an Offer in Compromise (OIC)
If you qualify, you could settle your tax debt for less and stop garnishment permanently.

5. Request a Collection Due Process (CDP) Hearing
If you act within 30 days of receiving the Final Notice, you can request a hearing to dispute the garnishment.

Why Working with a Local Tax Expert in Plantation Matters

Big-box tax resolution companies may promise results but leave you chasing callbacks from out-of-state reps. At Polaris, we live and work right here in South Florida. We’re familiar with local IRS offices, we have direct lines to IRS agents, and we advocate for our clients personally.

Our team knows how to:

  • Navigate the IRS phone queues and get to the right agent
  • Prepare and file emergency returns
  • Fax garnishment release requests directly to IRS collections

What to Expect When You Work With Polaris

Step 1: Emergency Case Review
We’ll review your notices and transcripts within 24 hours.

Step 2: Immediate IRS Contact
We’ll contact the IRS directly and request a temporary hold on garnishment.

Step 3: Compliance and Resolution Plan
We prepare returns, analyze financials, and negotiate a resolution.

Step 4: Garnishment Release
Once the resolution is in place, we request a formal garnishment release letter from the IRS.

Don’t Let the IRS Drain Your Paycheck Another Day

If you’ve been searching for “stop IRS wage garnishment near me,” look no further. Polaris Tax & Accounting is your local partner for fast relief. We serve Plantation, Tamarac, Davie, and surrounding areas with real solutions—not false promises.

Schedule a Confidential Consultation and let us protect your income today.

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