If you’re dealing with the IRS in Plantation, FL, chances are you’ve got more questions than answers. Whether you’re facing a CP504 notice, a wage garnishment, or mounting tax debt, Polaris Tax & Accounting is here to help you take control—with clarity, experience, and a local touch.

Below are the most common questions we hear from clients in South Florida—and how we solve them.

Frequently Asked Questions (FAQ)

❓ I just received an IRS letter—what should I do first?

Don’t ignore it. IRS letters often include deadlines for appeals, payments, or collection actions. The first step is to have a professional review the notice and your IRS transcripts to determine next steps.

➡️ Schedule a Consultation

❓ What is a CP504 Notice?

A CP504 is a Final Notice of Intent to Levy your state tax refund. It means the IRS is preparing to escalate collection efforts. If left unresolved, you could face:

  • Wage garnishment

  • Bank account seizure

  • Federal tax liens

➡️ Learn More About CP504 Notices

❓ Can the IRS really garnish my wages without going to court?

Yes. The IRS has the power to garnish wages directly after issuing proper notice (usually via LT11 or Letter 1058). They don’t need a court order like other creditors.

➡️ Stop IRS Wage Garnishment

❓ How do I qualify for an IRS payment plan?

If you can’t pay your balance in full, you may qualify for an installment agreement. The terms depend on your:

  • Balance owed

  • Financial situation

  • Filing compliance

Polaris helps you choose the right type of plan and submit a strategy that avoids default.

➡️ IRS Payment Plan Options

❓ What if I can’t afford to pay anything?

You may qualify for Currently Not Collectible (CNC) status, where the IRS temporarily halts all collections. Polaris evaluates hardship factors and files the proper request.

➡️ Learn About CNC

❓ Can I really settle with the IRS for less?

Yes, through an Offer in Compromise (OIC)—if you qualify. The IRS considers your income, assets, and expenses when determining whether to accept an offer.

We help you submit the right documentation and avoid under- or over-stating your situation.

➡️ Offer in Compromise Help

❓ What’s the difference between an OIC and a payment plan?

Offer in Compromise Installment Agreement
Settle for less Pay full amount over time
Requires full financial disclosure Easier to qualify
Can take 6–12 months to approve Immediate setup possible

Polaris will help you determine which option makes the most financial sense.

❓ Do I need to hire someone or can I do it myself?

You can contact the IRS on your own—but mistakes are common:

  • Agreeing to unaffordable terms

  • Missing out on penalty relief

  • Getting denied because of improper documentation

Hiring Polaris gives you experienced representation, faster resolution, and peace of mind.

❓ Is Polaris Tax & Accounting local?

Yes. We’re based in Plantation, FL and serve all of Broward County. No call centers, no national chains—just experienced professionals who know the IRS and the local tax environment.

📍 150 S Pine Island Rd, Suite 300, Plantation, FL 33324

❓ How fast can Polaris respond?

In urgent levy or garnishment cases, we typically:

  • Contact the IRS within 24–48 hours

  • Submit holds or relief requests same day

  • Build a long-term resolution plan based on your situation

➡️ Request Emergency IRS Help Now

Don’t See Your Question?

Send us a message or schedule a free discovery call to speak directly with our tax team.

We’re here to help you face the IRS—with confidence.

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