Struggling with years of unfiled tax returns in Asheville? You’re not alone — and it’s more common than you think. Whether it’s one year or ten years, falling behind on your tax filings can feel overwhelming. The IRS and North Carolina Department of Revenue (NCDOR) may already be sending notices, threatening penalties, or even preparing returns for you (called Substitute for Returns) that usually result in higher balances.

At Polaris Tax & Accounting, we help Asheville individuals and businesses catch up on unfiled returns quickly, accurately, and with the least possible penalties. We understand the fear, embarrassment, and stress that comes with this situation — and we know exactly how to fix it.

Why Address Unfiled Returns Now — Not Later

Ignoring unfiled tax returns will only make the problem grow. Both the IRS and NCDOR can:

  • Assess steep penalties and daily interest on unpaid balances

  • File a Substitute for Return (SFR) that overstates your tax due

  • Garnish your wages or bank accounts

  • Place a lien on your property

  • Refer your case for criminal prosecution in extreme cases

The longer you wait, the fewer options you have to negotiate a favorable resolution. By filing voluntarily before enforcement ramps up, you put yourself in a much stronger position.

Our Asheville Unfiled Return Process

We’ve helped clients across Western North Carolina — from downtown Asheville to Hendersonville — resolve years of unfiled returns. Our process is streamlined, private, and effective:

  1. Confidential Consultation – We start by learning how many years are unfiled and whether the IRS or NCDOR has already contacted you.

  2. Transcript Review – We pull your IRS and NCDOR account transcripts to see exactly what’s on file, including wage and income reports, so we can reconstruct missing records.

  3. Document Gathering – Even if you’ve lost your paperwork, we can often obtain the needed information directly from the IRS, NCDOR, or your employers/banks.

  4. Return Preparation – We prepare accurate returns for every year required, using every deduction and credit you’re entitled to.

  5. Negotiation & Resolution – If you owe, we explore all relief options, including payment plans, penalty abatements, or even settlement through an Offer in Compromise.

We Handle Both IRS and NCDOR Cases

Unfiled returns often mean you have two agencies to deal with:

  • IRS – Federal returns and unpaid balances

  • NCDOR – North Carolina state returns, penalties, and collections

We represent you before both, so you never have to deal with them directly.

Common Reasons Asheville Residents Fall Behind on Taxes

We know that not filing taxes is rarely about laziness — life happens. Common situations we see include:

  • Job loss or financial hardship that makes tax bills unaffordable

  • Self-employment without proper bookkeeping or quarterly payments

  • Major life events like divorce, illness, or a death in the family

  • Missing records that make filing feel impossible

  • Fear of owing and being unable to pay

No matter the reason, we’ve seen it before — and we’ve helped people move forward.

Benefits of Catching Up Now

When you voluntarily address unfiled returns with professional help, you can:

  • Stop IRS and NCDOR enforcement actions before they escalate

  • Reduce or eliminate certain penalties through Penalty Abatement

  • Protect your Social Security credits and refunds you may still be owed

  • Reopen eligibility for IRS payment plans and other relief programs

  • Finally get peace of mind and a clean slate

Why Asheville Chooses Polaris Tax & Accounting

  • Licensed Enrolled Agent Representation – We have unlimited rights to represent you before the IRS and NCDOR.

  • Confidential, Judgment-Free Service – We focus on solutions, not lectures.

  • Local Expertise – We understand North Carolina-specific tax rules and enforcement practices.

  • Proven Results – Our clients have saved thousands through corrected filings and penalty relief.

Your Next Step – Don’t Wait Another Year

The sooner you act, the better your options — and the less you’ll owe. If you’re in Asheville, Hendersonville, Weaverville, or anywhere in Buncombe County, we can help you get compliant and take the IRS/NCDOR off your back.

Schedule a confidential consultation today:
Book Online Now or call 704-947-3178.

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