Hiring an accountant as a small business owner isn’t just about filing taxes once a year. It’s about protecting your financial future, maintaining clean and audit-ready books, and having a trusted advisor who helps you make better decisions all year long. If you’re located in Plantation, Florida, and you’re wondering what it might cost to hire an accountant, you’re not alone. Pricing varies widely—and not all services are created equal.

At Polaris Tax & Accounting, we work with entrepreneurs across industries, and we’ve seen the confusion around pricing firsthand. This guide will help demystify the cost of accounting services, what you can expect to pay in the local market, and how to make sure you’re actually getting value from the investment.

Typical Accounting Costs in Plantation, FL

The cost of hiring an accountant depends on the level of service, the size and complexity of your business, and whether you’re working with an individual or a full-service firm. Here’s a breakdown of what we commonly see:

Type of Provider Monthly Cost What You Get
Solo Freelancers $395–$500/mo Limited oversight, minimal advisory, no tax strategy
Local Bookkeepers (1-person) $450–$800/mo Responsive but not scalable; tax not always included
Outsourced Remote Providers $395–$599/mo Template-driven, limited insights, non-local support
Full-Service Advisory Firms $750–$1,200/mo Clean books, integrated tax planning, and insights
✅ Polaris Tax & Accounting Starts at $295/mo Xero-based, U.S.-managed bookkeeping, KPI reporting, proactive support

Many businesses overpay for what amounts to glorified data entry—or worse, underpay and end up cleaning up messes caused by inexperience. The key is getting clean books, proactive communication, and integration with your tax strategy—all at a fair price.

What’s Included in Small Business Accounting Services?

Not all accounting packages are created equal. Some firms only provide basic reconciliations, while others offer a comprehensive financial infrastructure. Here’s what we believe you should expect:

  • Monthly bank and credit card reconciliations
  • Categorization of transactions using a system like Xero
  • Monthly financial statements: P&L, balance sheet, and cash flow
  • KPI tracking tailored to your business goals
  • Tax-ready books that make year-end stress-free
  • Access to real humans, not bots or ticket queues
  • Periodic check-ins to analyze your numbers and guide decisions

If you’re only receiving reconciliations and generic reports, you’re missing out on 80% of the value.

Why Pricing Alone Doesn’t Tell the Whole Story

You may find firms in Plantation that charge less—or much more. But pricing alone can be misleading. Here’s what drives up or down the cost:

  • Complexity of your business (multiple bank accounts, revenue streams, employees)
  • The software platform (we use Xero, cloud-based and efficient)
  • Level of human involvement
  • Whether tax services are included

Some firms advertise low prices but outsource your books offshore, leaving you with messy reports and no one to call when you need help. Others hand you off to a junior associate after onboarding. Polaris stays with you month to month.

Our Approach: Proactive, Transparent, U.S.-Based

At Polaris, we offer:

  • Xero-based cloud accounting, built for modern businesses
  • Clean, reconciled books every month
  • Reports you can actually understand
  • Tax integration so your books flow directly into your year-end filings
  • Support that sticks around—our clients know us by name

We don’t outsource. We don’t disappear. We don’t nickel-and-dime you for answering emails.

When You Know It’s Time to Hire a Real Accountant

You probably need more support than you’re getting if:

  • You’re unsure if your books are accurate
  • You dread tax season every year
  • You’re not sure if your pricing is profitable
  • You want to qualify for financing or a lease but can’t produce clean reports
  • You’re ready to grow but don’t have financial visibility

Sound familiar? A great accountant pays for themselves by helping you avoid costly mistakes and uncover growth opportunities.

What $295/Month Can Actually Get You

For businesses just starting out or looking to tighten their books, our entry-level bookkeeping package includes:

  • A dedicated U.S.-based team
  • Monthly reconciliations
  • Financial statements tailored to your business
  • Xero cloud access
  • KPI and performance monitoring
  • Support that scales with your needs

You won’t get shuffled into a support queue or handed over to someone new every month.

Bonus: Want to Go Deeper? Add Tax Planning and Financial Analysis

As you grow, our team can help with:

  • Tax strategy development based on your books
  • Financial forecasting and budgeting
  • Cash flow analysis and optimization
  • Support during bank loan applications

Related blog: Financial Analysis for Small Businesses in Plantation

Final Word: It’s Not About Price—It’s About ROI

Hiring an accountant should improve your confidence in the numbers, help you sleep better at night, and give you back time to run your business. At Polaris, that’s our mission. And yes—it starts at just $295/month.

Schedule a Free Consultation

Book a call with our Plantation team today. Let’s build a solution that fits your business—and your budget.

Related Blog Posts: