If you’re a resident of Plantation, Florida and you’ve received notice that the IRS is garnishing your wages, you’re not alone—and you’re not without options. Polaris Tax & Accounting, based right here in South Florida, specializes in helping individuals and business owners in Plantation resolve wage garnishments and other IRS collection actions quickly and effectively.
What Is IRS Wage Garnishment?
Wage garnishment occurs when the IRS legally requires your employer to withhold a portion of your paycheck to pay off a tax debt. Unlike credit card judgments, the IRS doesn’t need a court order to begin garnishing your wages. Once they’ve sent the proper notices, they can take direct action.
Common notices before garnishment include:
If you’ve received either of these letters, it’s critical to act before the garnishment begins.
How Much Can the IRS Garnish in Florida?
In Florida, the IRS follows federal garnishment rules, which allow them to take a significant portion of your disposable income—sometimes leaving you with very little to cover rent, food, or other basic needs. Garnishments remain in place until the debt is paid in full or resolved through an approved IRS program.
Ways to Stop IRS Wage Garnishment in Plantation
There are multiple legal options available to stop or reverse a wage levy:
1. Request a Collection Due Process Hearing
If you received a levy notice (e.g., LT11), you may have 30 days to request a hearing before garnishment starts.
2. Submit an Installment Agreement
Propose a structured payment plan that fits your budget. This can often halt garnishment.
Learn more about Installment Agreements →
3. Apply for Currently Not Collectible (CNC) Status
If you’re in financial hardship, the IRS may pause collection efforts entirely.
4. Negotiate an Offer in Compromise (OIC)
If eligible, you could settle your entire debt for less than the full amount.
5. File for Penalty Abatement
You may be able to reduce or eliminate penalties that have inflated your debt.
What is First Time Abatement (FTA)? →
6. Innocent Spouse Relief
If your debt is due to a spouse’s tax error or fraud, you may be eligible for relief.
Why Local Representation in Plantation, FL Matters
Working with a local firm like Polaris means:
- Faster response time
- In-person consultations if needed
- Familiarity with the Plantation IRS office and regional collection agents
Many national tax firms outsource your case. We don’t. Our team handles everything—from phone calls with revenue officers to documentation and appeals—right here in Florida.
Education Is Your Best Defense
We don’t just represent you—we educate you. Read our in-depth Florida-focused guides:
Each of these can help stop garnishment or prevent it from happening in the first place.
Act Now Before the IRS Acts First
If you live in Plantation, FL and are facing wage garnishment, every day matters. Once a garnishment begins, it’s harder (but not impossible) to reverse. Contact Polaris Tax & Accounting now to take control of your IRS problem before it spirals.
About Polaris Tax & Accounting
We serve Plantation and all of Broward County with expert IRS representation. Whether you’re self-employed, a W-2 employee, or a small business owner, we’ll work to stop garnishments and negotiate directly with the IRS on your behalf.
If you’re dealing with IRS wage garnishment in Plantation, FL, don’t wait for your next paycheck to disappear. Call our office now or schedule a consultation online—we’ll review your case, stop the garnishment fast, and fight to get you breathing room. Polaris Tax & Accounting is local, experienced, and ready to take action today.