If you’ve received a Notice of Federal Tax Lien in Charlotte, it means the IRS has officially claimed a legal interest in your property. This public notice affects your credit, your ability to borrow, and even your business reputation.

At Polaris Tax & Accounting, we help Charlotte taxpayers remove, release, or withdraw IRS tax liens so they can regain control of their finances and move forward.

What Is an IRS Tax Lien?

An IRS tax lien is a legal claim filed when:

  • You owe more than $10,000 in back taxes, and

  • You haven’t responded to prior notices or resolved the debt

It attaches to all of your current and future property—including your home, bank accounts, and vehicles.

Common Problems Tax Liens Cause in Charlotte

  • You can’t sell or refinance your home

  • Your credit score drops significantly

  • Vendors or customers may lose confidence in your business

  • Banks won’t lend to you

  • You may be denied certain licenses or government contracts

We see this frequently with real estate investors, contractors, and small businesses in Charlotte.

Options to Remove an IRS Tax Lien

1. Pay the Balance in Full

This releases the lien within 30 days. If that’s not possible:

2. Request a Lien Withdrawal

Even if the tax is unpaid, you may qualify to remove the public record of the lien under certain programs, including:

  • Direct Debit Installment Agreement (DDIA) of $25,000 or less

  • Lien filed in error or before IRS procedures were followed

3. Lien Discharge

Removes the lien from a specific piece of property (useful in real estate transactions).

4. Lien Subordination

Allows another creditor (like a bank) to jump ahead of the IRS—often used when refinancing.

We handle all of these strategies based on your financial profile and tax situation.

Charlotte IRS Lien Removal Process

  1. We pull your IRS account transcripts to verify the lien details

  2. We request a Certificate of Release or Withdrawal using Form 12277 or 14135

  3. We build a justification and negotiate with the IRS

  4. We help you rebuild your credit after the lien is removed

We’ve helped clients from Plaza Midwood to Myers Park protect their homes and clean up their IRS records.

Why Choose Polaris Tax & Accounting

We’re not just another preparer—we’re federally licensed Enrolled Agents (EAs) with unlimited representation rights before the IRS. We fight for taxpayers throughout Charlotte and Mecklenburg County, including Pineville, Huntersville, and Matthews.

Call Now to Discuss Your Tax Lien Options

📞 Call Polaris Tax & Accounting at 704-947-3178
✅ No judgment—just trusted IRS solutions
🔗 Visit our Charlotte Tax Help Page »

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