If you’ve received a notice from the IRS and live in or around Plantation, Florida, you’re not alone. Every year, thousands of taxpayers fall behind on taxes and find themselves navigating the IRS collections process. Understanding this process is critical—because knowing what’s coming next gives you time to take action and avoid the harshest outcomes.
This guide walks you through each stage of the IRS collections timeline, from first notice to final enforcement, with actionable insights tailored to Plantation residents.
Step 1: CP14 Notice – First Bill from the IRS
What It Means: You owe a balance and the IRS wants payment.
What to Do: Don’t ignore it. This is your early warning. If you believe the balance is wrong, now’s the time to dispute it. If it’s correct but you can’t pay in full, explore your options for installment agreements or hardship status.
📌 Related Reading: Responding to IRS Notices in Plantation, FL
Step 2: CP504 Notice – Intent to Levy
What It Means: The IRS is warning you that it intends to seize your state tax refund. It’s also the final notice before more aggressive action.
What to Do: If you’ve reached this point, your case is escalating. The IRS may soon send a Final Notice of Intent to Levy. This is the time to consider professional help.
📌 Related Reading: Plantation FL CP504 Notice Help
Step 3: LT11 or Letter 1058 – Final Notice of Intent to Levy
What It Means: The IRS is now authorized to levy (take) your wages, bank accounts, or other property unless you respond within 30 days.
What to Do: Contact Polaris immediately. You still have the right to a Collection Due Process (CDP) hearing—but the clock is ticking. This is one of the most dangerous stages in the collections process.
Step 4: IRS Levy Action Begins
What It Means: The IRS may now begin garnishing your paycheck, freezing bank accounts, or seizing assets.
What to Do: If you’ve reached this stage, your options may still include:
- Negotiating an Installment Agreement
- Filing for Currently Not Collectible (CNC) status
- Submitting an Offer in Compromise (OIC)
- Filing a CDP Appeal if timelines allow
Step 5: IRS Tax Lien Filed
What It Means: The IRS has filed a public record of your tax debt with Broward County. This can affect your credit, ability to sell property, and professional licenses.
What to Do: Liens can be withdrawn or subordinated in some cases. A lien doesn’t always mean you’re out of options—but it’s a sign your time is limited.
📌 Related Reading: IRS Tax Liens Help in Plantation, FL
Step 6: Escalation or Resolution
At this point, either your case gets worse—or gets resolved. IRS enforcement continues until you:
- Pay the balance
- Enter into a resolution program
- Prove hardship or financial inability
Firms like Polaris Tax & Accounting are trained to negotiate with the IRS, protect your assets, and give you breathing room to fix your situation.
Get Help Before It’s Too Late
Plantation residents: if you’ve received ANY IRS letter, don’t wait for a levy to hit. Acting early gives you leverage. Polaris Tax & Accounting offers clear, professional guidance to stop collections and protect your paycheck.