If you live in Tamarac, FL (ZIP code 33319) and haven’t filed tax returns in a while, you may have already received threatening IRS notices. Maybe it’s a CP2566, warning that the IRS will assess tax on your behalf. Or maybe it’s a Notice of Deficiency from the IRS stating what they believe you owe. But how does the IRS actually come up with those numbers?
At Polaris Tax & Accounting, we help Tamarac taxpayers understand how the IRS calculates back taxes—and more importantly, how we can reverse or reduce them by filing accurate returns.
What Is a Substitute for Return (SFR)?
When you fail to file your tax return, the IRS can create a return for you. This is called a Substitute for Return (SFR). It may sound helpful, but it rarely works in your favor.
An SFR:
- Uses only income reported by third parties (like W-2s or 1099s)
- Ignores your deductions, dependents, business expenses, or credits
- Assumes you’re single with no dependents
- Overstates your tax liability
This is not a tax return you want representing you.
How the IRS Calculates Your Tax Liability
When creating an SFR, the IRS uses information it has from:
- Employers (W-2s)
- Contractors and clients (1099s)
- Banks (interest income)
- Stock brokers (capital gains)
From this, the IRS assumes the maximum possible tax with no deductions. For example:
- A Tamarac-based independent contractor with $85,000 of 1099 income might be assessed $30,000+ in taxes and penalties.
- If they had filed properly, they could deduct vehicle mileage, business expenses, health insurance, and possibly reduce that bill by more than half.
This means you may owe far less than the IRS says you do.
Tamarac IRS Back Tax Relief: What Polaris Can Do
Polaris Tax & Accounting helps Tamarac residents take control by filing accurate back tax returns. This allows us to:
- Replace SFRs with real, accurate tax filings
- Reduce inflated tax bills
- Remove unnecessary penalties
- Apply for IRS programs like:
The Power of Filing Back Returns
By filing your own returns—even late—you regain control. You’re allowed to:
- Claim deductions and credits
- Show income more accurately
- Challenge IRS assumptions
Polaris files all returns in-house. We don’t outsource your sensitive information. We’ll help you:
- Gather IRS wage and income transcripts
- Reconstruct records for prior years
- File missing returns fast
Why Tamarac Trusts Polaris for Back Tax Help
- Secure Client Portal: Our secure portal gives you 24/7 access to your file, updates, and secure uploads.
- Local Experts: We work exclusively with Tamarac taxpayers—no call centers, no national chains.
- Honest Advice: We explain your options, not just sell you the most expensive solution.
- Integrated Services: We combine Tax Planning with Resolution for long-term success.
Next Steps for Tamarac Taxpayers
If the IRS sent you an estimated tax bill based on an SFR or you haven’t filed in years, don’t panic. You have the right to correct the record.
Polaris can help you: