Understanding the LT11 Notice

An LT11 (also called “Letter 1058”) is the IRS’s final warning before seizing your assets. If you live or do business in Huntersville and have received an LT11, it means the IRS has already determined your tax liability and is granting you one last chance—typically 30 days—to request a Collection Due Process (CDP) hearing. Unlike earlier notices, an LT11 carries CDP appeal rights. Ignore this notice, and the IRS can move forward with levying your bank accounts, wages, or other property.

How LT11 Relates to CP504

Most LT11 notices arrive after you have received a CP504 (“Notice of Intent to Levy”). The CP504 is the IRS’s initial threat, signaling that a levy is imminent unless you file a Collection Appeals Program (CAP) request. If you did not file a CAP or your CAP was denied, the IRS escalated to LT11. Before diving into LT11, make sure you understand CP504 and what steps you can take to halt a levy. If that applies to you, review our Huntersville CP504 guidance first. Once you know how CP504 fits in, you can focus on preserving your CDP rights under LT11.

Confirming Your Notice Date

The key to preserving your CDP rights is to act quickly. LT11 generally gives you exactly 30 days from the notice date to file a CDP request. That 30-day window begins the day printed on the LT11. Take note of this date immediately and start assembling any documents you might need, such as proof of payment, amended returns, or a recent financial statement. The moment the IRS acknowledges your CDP request, all levy actions must stop until Appeals reviews your case. Missing that window means forfeiting your right to appear before the IRS Office of Appeals.

Preparing the CDP Request

Filing a CDP request involves completing the IRS form that indicates you received an LT11 and wish to appeal. You will provide a brief explanation of why you are appealing, whether it’s a dispute over the assessed amount, a request to propose an installment agreement, or a desire to submit an Offer in Compromise (OIC). Include only the most essential documentation—enough to demonstrate that you have a valid dispute or cannot afford to pay the full balance. Oversharing unnecessary paperwork can distract or overwhelm the Appeals officer. Polaris Tax & Accounting knows exactly how to package that information so the IRS cannot dismiss your request for a missing detail or unclear statement.

What to Expect in the Appeals Conference

Once the IRS receives your CDP request, they will suspend any levy actions until Appeals reaches a decision. During the conference, you can dispute liability if you believe the IRS miscalculated your tax debt. You can also challenge collectability by showing that your monthly living expenses outweigh your income, which may qualify you for Currently Not Collectible status. If you have no realistic way to pay the debt in full or over time, you can propose an Offer in Compromise. Each of these paths requires clear, timely, and well-organized information. If Appeals finds your documentation incomplete or unconvincing, they may deny your request, and the levy process will resume.

Why Polaris Makes the Difference

Navigating LT11 and CDP on your own can be overwhelming. Polaris steps in to manage every detail. We track the 30-day CDP deadline so you never miss it. We review your tax history, pinpoint the fewest yet most critical documents—no more, no less—and assemble them in a way that demonstrates a clear dispute or hardship. Our team crafts your CDP request in the precise tone and format that Appeals expects. If the IRS attempts to slip a levy through behind the scenes, we have escalation protocols—such as contacting IRS Practitioner Priority Service or the Taxpayer Advocate—to keep your assets protected. And if installment agreements or an Offer in Compromise are appropriate, we prepare and submit all paperwork, negotiate terms on your behalf, and keep the IRS moving in a favorable direction.

Next Steps to Protect Your Rights

To get started, send Polaris a copy of your LT11 notice and any recent IRS transcripts. In a free, no-obligation consultation or call us at 704-947-3178, we’ll review your situation, explain exactly what must happen next, and outline a personalized strategy. Then we prepare and file your CDP request, address any transcript discrepancies, and represent you throughout the Appeals process—so you can focus on running your business or family life without worrying about an unexpected levy.