If you’re overwhelmed by IRS debt but genuinely unable to pay, the IRS may temporarily pause all collection efforts through what’s called Currently Not Collectible (CNC) status. This status gives struggling taxpayers breathing room while protecting them from levies, garnishments, and harassment.
At Polaris Tax & Accounting in Plantation, FL, we help clients across Florida apply for CNC and protect their financial future.
What Is Currently Not Collectible (CNC) Status?
When a taxpayer can’t afford to pay back taxes without creating financial hardship, the IRS may agree to mark their account as “not collectible.” This means:
- No more wage garnishments or bank levies
- No enforced collection actions
- Future refunds may still be offset
CNC is not forgiveness—but it offers real short-term relief.
Who Qualifies for CNC?
To qualify, you must prove that paying your tax debt would leave you unable to afford:
- Rent or mortgage
- Utilities
- Food and transportation
- Basic living expenses
The IRS will request full financial disclosure using Form 433-A or 433-F.
How Polaris Helps Florida Clients
- Prepare and submit Form 433-A or 433-F with accurate financials
- Communicate with the IRS to stop garnishments during review
- Monitor your account for compliance and status changes
- Help you stay protected while building a long-term strategy
We work with clients in Fort Lauderdale, West Palm Beach, Tampa, and throughout Florida.
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Final Thoughts
If you’re truly unable to pay, you shouldn’t suffer under IRS pressure. Polaris can help you apply for CNC and take the first step toward financial peace of mind.