Polaris CFO 2.0 • Led by Enrolled Agent • Lean Six Sigma Yellow Belt
Polaris CFO 2.0 — Fractional CFO Meets Lean Six Sigma
Most “fractional CFO” offers stop at reporting, dashboards, and budgets. Polaris CFO 2.0 goes further: we combine strategic finance with Lean Six Sigma process improvement to eliminate waste, reduce errors, and turn your operation into a cash-generating machine. We don’t just report your numbers — we fix the processes that drive them.
Built for owners who want transformation, not just reports.
CFO 2.0 delivers financial clarity, operational efficiency, and sustainable growth — backed by a certified Lean Six Sigma Yellow Belt.
What Is CFO 2.0?
Polaris CFO 2.0 is next-level fractional CFO. You get strategic finance and operational excellence in one engagement. Traditional CFOs monitor results; CFO 2.0 improves the system that creates those results.
Financial Clarity
- Cash flow modeling & forecasting
- Budget vs. actual with variance narratives
- Board-level reporting in plain English
Operational Efficiency
- Lean waste removal across billing, AP, inventory
- Error reduction (Six Sigma) in invoicing & payroll
- Cycle-time compression for faster cash
Sustainable Growth
- Hiring models, capacity planning, pricing
- Scenario analysis & risk buffers
- Quarterly strategy sprints & accountability
Lean Six Sigma Explained (Plain English)
Lean eliminates waste — extra steps, rework, delays, hand-offs, and complexity that add cost but not value. Six Sigma reduces errors — defects in data, billing, payroll, inventory, or reporting that create fire drills and write-offs. Together, Lean Six Sigma creates a smoother, faster, more profitable business.
Where Lean Helps Most
- Late invoicing & collections delays
- Bloated AP cycles and duplicate approvals
- Inventory touches & non-value tasks
- Slow month-end close
Where Six Sigma Helps Most
- Billing mistakes & credits issued
- Payroll misclassifications & overtime errors
- Reconciliation breaks & posting errors
- Order entry & fulfillment defects
Our Simple DMAIC Loop
- Define the pain (cash stuck, errors, delays)
- Measure the baseline (days, defects, dollars)
- Analyze root causes (not symptoms)
- Improve with targeted fixes ( SOPs, automation, roles )
- Control with dashboards & ownership to lock gains
You don’t need the jargon — you’ll see results: fewer surprises, faster cycle times, and better margins.
KPIs We Track (and Improve)
Cash Conversion Cycle (CCC)
Shorten days in AR & inventory, optimize terms, accelerate collections.
Gross Margin %
Price-cost alignment, waste reduction, and rework control lift margins.
Labor Efficiency
Throughput per hour, utilization, overtime control, role clarity.
Rework % / Defects
Measure mistakes that create credits & write-offs; drive them down.
Days to Invoice / Days to Close
Compress the cycle; earlier invoices mean earlier cash.
Operating Cash Flow
Forecast, plan, and keep cash positive despite seasonality.
Our 5-Stage CFO 2.0 Framework
- Diagnostic & Intake. Collect financials, map processes, and capture pain points.
- Baseline Review. Establish KPIs, cash reality, and bottlenecks in black-and-white.
- 90-Day Roadmap. Prioritized fixes tied to measurable outcomes.
- Implementation. Execute Lean improvements, clarify roles, instrument dashboards.
- Continuous Growth. Monthly reviews & quarterly deep dives to lock in gains and scale.
Real-World Fixes That Move the Needle
Faster Cash: Invoicing + Collections
- Mapped hand-offs; removed 3 non-value approval steps
- Automated reminders; standardized terms by segment
- Outcome: Days Sales Outstanding down 12–18 days
Margin Lift: Rework Reduction
- Root-cause on credit memos & returns
- Checklists & error-proofing in order entry
- Outcome: Rework % cut by 40% in 90 days
Labor Efficiency: Clear Roles
- Eliminated duplicate touches across AP/AR
- Right-sized workloads; cross-training where constrained
- Outcome: 15% throughput gain without new hires
Close the Books: Speed with Accuracy
- Month-end checklist & daily mini-closes
- Bank feeds + reconciliation cadence
- Outcome: Close shortened from 14 to 6 days
Ready for CFO 2.0?
If you’re done firefighting and want a business that runs clean, fast, and profitably — let’s build your 90-day roadmap.
Polaris CFO 2.0 • Enrolled Agent • Lean Six Sigma Yellow Belt • Nationwide
FAQ
How is CFO 2.0 different from a typical fractional CFO?
Typical CFOs report and monitor. We identify root causes and fix them using Lean Six Sigma. That’s how you get fewer surprises and higher margins.
Do you replace our CPA or bookkeeper?
No. We complement your compliance team. CFO 2.0 sits above the numbers to drive strategy, efficiency, and growth.
How fast will we see results?
Most clients see measurable cash-flow or efficiency gains within 90 days of the diagnostic.
What if our systems are messy?
That’s normal. We rebuild processes, clean data flows, and implement simple controls so improvements stick.
Is this only for certain industries?
No. The Lean CFO approach applies to contractors, healthcare, consumer, B2B services, e-commerce, and more.