Unfiled tax returns or unpaid back taxes can quickly turn from a small problem into a financial crisis. Penalties and interest grow every month, and the IRS or North Carolina Department of Revenue can garnish wages, freeze bank accounts, or place liens on your home or business.

At Polaris Tax & Accounting, we help individuals and business owners in Huntersville, NC resolve years of unfiled returns, negotiate with tax authorities, and protect their income and assets. Whether you’re behind by one year or ten, we have the experience and tools to get you back on track — fast.

Why Huntersville Residents Turn to Polaris for Back Taxes Help

If you’ve missed filing deadlines, the IRS can:

  • Create a Substitute for Return (SFR) using only income data they have — leaving out deductions and credits you deserve.

  • Add heavy penalties and interest to your balance.

  • File tax liens or issue wage garnishments.

  • Take aggressive collection action without further warning.

Our team steps in to stop the damage and start resolving the problem right away.

Our Local Back Taxes Process

When we work with clients in Huntersville and the Lake Norman area, we follow a proven process:

  1. IRS Transcript Check – Identify missing years and income reported to the IRS.

  2. Penalty & Enforcement Review – Determine exposure to liens, levies, or wage garnishments.

  3. Record Reconstruction – Rebuild financial records if originals are missing.

  4. Strategic Filing Plan – File the most critical years first to protect you.

  5. IRS Negotiation – Work toward payment plans, penalty relief, or settlements.

Options for Resolution

Depending on your financial situation, we can help you:

  • File all missing federal and North Carolina state tax returns.

  • Request penalty abatements to reduce your balance.

  • Set up installment agreements for affordable monthly payments.

  • Explore Offer in Compromise settlements.

  • Secure Currently Not Collectible status to stop collection.

Who We Help

We’ve resolved back tax cases for:

  • Small business owners who fell behind on bookkeeping.

  • Self-employed contractors who missed quarterly payments.

  • W-2 employees with complex filing situations.

  • North Carolina residents with IRS or NCDOR debt who want to avoid enforcement action.

Don’t Wait — Every Month Matters

The longer you delay, the higher your penalties and interest will climb. Taking action now can save you money and reduce stress.

📞 Call (704) 947-3178 or
📅 Schedule a confidential consultation today to get started.

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