If you owe back taxes to the IRS or the North Carolina Department of Revenue (NCDOR), your paycheck could be at risk. Both agencies have the authority to garnish wages, meaning they can legally take money directly from your earnings to satisfy your tax debt. For many Huntersville residents, wage garnishment comes without warning—and once it starts, it can quickly put your budget in crisis.

At Polaris Tax & Accounting, we help individuals and businesses stop, reduce, or avoid wage garnishments altogether. Whether your problem started with unfiled tax returns, unpaid balances, or an audit adjustment, our licensed Enrolled Agents provide immediate action and strategic solutions to protect your income and resolve your tax debt.

How IRS Wage Garnishment Works
The IRS can issue a wage levy after sending a series of notices, including a Final Notice of Intent to Levy. Once this happens, your employer is required by law to send part of your paycheck directly to the IRS. The amount taken depends on your filing status, number of dependents, and IRS levy tables—but it can be substantial. Learn more about IRS collections and tax liens in North Carolina.

How NCDOR Wage Garnishment Works
North Carolina’s Department of Revenue can garnish up to 10% of your gross wages for unpaid state taxes, and they can continue until the debt—including penalties and interest—is fully paid. In some cases, they may also target your bank accounts or other income sources. See our North Carolina tax resolution guide for more details.

How We Can Help Huntersville Residents

  • Immediate Intervention – We contact the IRS or NCDOR directly to request a release, reduction, or pause in garnishment.

  • Debt Resolution Plans – Installment agreements, Offers in Compromise, or hardship status (Currently Not Collectible).

  • Prevention Strategies – Addressing tax issues before they escalate to garnishment.

Don’t wait until your next paycheck is smaller than expected. Wage garnishment can be avoided or resolved if you act quickly. Our Huntersville-based team works with both federal and state tax authorities to protect your income and find a sustainable resolution to your tax debt.

Take action today. Schedule your confidential consultation with Polaris Tax & Accounting and get the relief you need before garnishment starts—or worsens.