If you haven’t filed your taxes in several years, you’re not alone — and you’re not doomed. Many Asheville taxpayers fall behind on their returns due to life events, confusion, or fear of owing money. Fortunately, the IRS allows you to get caught up without punishment if you take action now.

At Polaris Tax & Accounting, we help Asheville residents file years of unfiled returns, avoid unnecessary penalties, and resolve IRS debt the smart way.

What Happens If You Don’t File?

The IRS doesn’t forget missing returns. Even if you don’t owe much (or anything), they will:

  • File a substitute return (SFR) for you — often overstating your tax bill

  • Assess balances with penalties and interest

  • File liens or garnish wages

  • Block refunds from future years

The sooner you file, the more control you regain.

How Many Years Do You Have to File?

Generally, the IRS wants the last six years of returns to be current. But we often prioritize based on:

  • IRS notice activity

  • Filing deadlines

  • Statute of limitations

  • Refund eligibility (you have 3 years to claim a refund)

How Polaris Helps Asheville Clients with Back Taxes

✔ IRS Transcript Review
We access your IRS records to determine which years are missing and what’s been reported.

✔ Missing W-2s, 1099s, and Income Data
We reconstruct your tax history — even without all your paperwork — using wage and income transcripts.

✔ Penalty Relief & Resolution Planning
Once returns are filed, we work to reduce or remove penalties and resolve your balance.

✔ Clean Slate Compliance
If you haven’t filed in 10+ years, we’ll develop a phased approach to get you compliant without triggering unnecessary enforcement.

You Don’t Need to Be Embarrassed

We’ve helped hundreds of clients across Asheville and Western NC get back on track after years of non-filing. You won’t be judged — just helped.

All cases are handled by a licensed Enrolled Agent with full IRS representation rights.

Who We Help

  • Asheville freelancers and creatives

  • Retirees who forgot to file

  • Small business owners and 1099 contractors

  • W-2 employees with missing years

  • Anyone receiving IRS collection notices

Areas We Serve

  • Asheville

  • Arden

  • Hendersonville

  • Black Mountain

  • Swannanoa

  • Fletcher and more

Ready to File and Move On? We’ll Help You Do It Right.

📞 704-947-3178
Schedule a consultation

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