If you’ve received a letter from the IRS warning of a wage garnishment—or your paycheck suddenly came up short—you’re not alone. Asheville taxpayers who ignore IRS debt notices may face garnishment of wages without a court order.
At Polaris Tax & Accounting, we help residents across Western North Carolina stop IRS wage garnishments and negotiate tax resolutions that work.
How IRS Wage Garnishment Works
The IRS doesn’t need to sue you in court to garnish your wages. After sending a series of notices, they can instruct your employer to withhold a large portion of your paycheck each pay period until the tax debt is satisfied.
This can lead to:
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Major reductions in take-home pay
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Difficulty paying bills or rent
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Embarrassment at work
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Long-term financial stress
Common notices include:
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CP504: Intent to Levy
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LT11 or Letter 1058: Final Notice Before Garnishment
Can You Stop IRS Wage Garnishment in Asheville?
Yes — but time is critical.
✔ File an Appeal or Request CDP Hearing
If we act fast after the final notice, we can temporarily halt garnishment.
✔ Negotiate an Installment Agreement
Once you’re in good standing with the IRS, garnishment typically stops.
✔ Claim Hardship Status
If the garnishment causes undue hardship, we may request a full or partial release.
✔ Submit an Offer in Compromise
For those who qualify, this can permanently settle the tax debt and lift the garnishment.
Why Asheville Taxpayers Call Polaris
We’ve helped hundreds of clients across North Carolina prevent or remove garnishments. Unlike national call centers, we’re based here, and we know how to work with both IRS collections and your personal financial situation.
You’ll work directly with a licensed Enrolled Agent — the highest level of representation before the IRS.
We Serve the Entire Asheville Area, Including:
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Asheville
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Weaverville
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Arden
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Swannanoa
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Black Mountain
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Buncombe County and surrounding towns
Don’t Let the IRS Take Your Paycheck
Wage garnishments are one of the most disruptive forms of collection — and the most avoidable. Let’s take action now.
📞 704-947-3178
Schedule a consultation