If you’re facing IRS notices, unfiled returns, or mounting tax debt in Florida, you’re not alone—and you’re definitely not out of options. Every year, thousands of taxpayers fall behind, misreport income, or get blindsided by penalties. The real question isn’t what went wrong, it’s who’s qualified to fix it.

At Polaris Tax & Accounting, we specialize in helping Florida residents get back on track with the IRS. And one of the most powerful tools we bring to the table? Our status as Enrolled Agents (EAs)—federally licensed tax professionals who are authorized to represent you directly before the IRS.

In this article, we’ll break down the most common IRS problems Florida taxpayers face, how an EA can help resolve them, and why it matters who you trust when things get serious.

The Most Common IRS Problems in Florida

Whether you’re self-employed, a real estate investor, or a W-2 employee with multiple income streams, IRS issues often start small—and snowball fast. Some of the most common issues we see include:

  • Unfiled tax returns (for one year or multiple years)

  • IRS CP notices for underreporting income or unpaid balances

  • Back taxes and penalties that accrue interest every month

  • Levy or lien threats against your bank accounts or property

  • Rejected or defaulted payment plans

  • Incorrect filing status, missed credits, or audit triggers

In Florida—where there’s no state income tax—many taxpayers underestimate how aggressively the federal system pursues enforcement.

Why an Enrolled Agent (EA) Is Often the Best Solution

You might think a CPA or tax preparer can handle these issues. But unless that person is licensed to represent you before the IRS, they can’t actually speak on your behalf, negotiate, or resolve your case. That’s where Enrolled Agents shine.

🔹 What Can an EA Do for Tax Problems?

  • Communicate directly with the IRS on your behalf

  • Respond to IRS notices and file appeals

  • Negotiate payment plans, penalty abatements, or offer-in-compromise settlements

  • Review your past returns and file corrections or amendments

  • Ensure future filings are clean, compliant, and strategically optimized

Unlike many CPAs—who may focus on audit, bookkeeping, or general accounting—EAs specialize exclusively in tax law and IRS procedure. That’s why the IRS authorizes them to represent taxpayers in all 50 states, no matter where they’re based.

If you want someone who knows tax code, IRS procedure, and negotiation strategy inside and out, an Enrolled Agent is the right call.

Florida-Specific Risks: Don’t Wait for the IRS to Catch Up

Florida’s booming self-employment and real estate markets mean more people are handling complex tax scenarios without professional help. Common high-risk groups include:

  • 1099 contractors who didn’t pay quarterly estimates

  • Vacation rental owners underreporting income on Schedule E

  • Retirees with Social Security + investment income triggers

  • Self-employed individuals who didn’t deduct properly

Waiting until the IRS contacts you is the worst strategy. By then, penalties and interest have already compounded—and your options are more limited.

With an EA on your side, you can get ahead of the IRS, file corrections, and propose solutions before enforcement begins.

How Polaris Tax & Accounting Helps Florida Clients in Trouble

At Polaris, we offer more than just filing services. We offer a roadmap out of the problem—and protection going forward. Our Enrolled Agents:

  • Review all IRS correspondence line-by-line

  • Pull your full IRS transcript for unfiled years, balance due, and penalties

  • Create a step-by-step resolution strategy

  • Represent you in phone calls and written appeals with the IRS

  • Design a forward-looking tax plan to prevent future issues

Most importantly, we don’t make you chase us down. You’ll get clear updates, a defined scope of service, and honest advice—no scare tactics or boilerplate promises.

Want to Learn More About Enrolled Agents?

If you’re still learning what an EA is and how they compare to CPAs or general tax preparers, we break it down in our prior article:

👉 What Is an Enrolled Agent? Understanding the Role, Benefits, and How They Compare to CPAs

This post explains the licensing process, differences from CPAs, and how EAs are uniquely equipped to solve real tax issues.

You Don’t Need to Be a Tax Expert—You Just Need the Right One

Whether your issue is new or ongoing, the worst thing you can do is delay. IRS penalties grow monthly, and unpaid balances often turn into liens, levies, or aggressive collection action. That doesn’t have to happen.

With Polaris Tax & Accounting, you get:
✅ Licensed Enrolled Agents
✅ Transparent pricing, no gimmicks
✅ IRS resolution experience
✅ Florida-based team with national authority
✅ Year-round support for planning and compliance

📍 Ready to Fix Your Tax Problem?

Let’s take control of your IRS situation—before the IRS takes control of your finances.

👉 Schedule a Consultation with Polaris

👉 Or explore our Florida EA Tax Help Page to learn more.

About Polaris Tax & Accounting

Polaris is a proactive tax planning and resolution firm based in Plantation, FL. We serve individuals and business owners across Florida and beyond, helping clients resolve IRS issues, reduce their tax burdens, and avoid future problems through clear, strategic advice.